Lessons Learned About Finances

Tips for Financial Survival When You’re Too Sick to Work

Whenever you’re too ill to go to work, you’ll likely be getting statutory sick pay.Though this can be useful, it’s often insufficient for you to live on, especially for an extended stretch of time.Luckily, there are several other forms of help that can let you ride out financially when you’re just too sick to work.

Insurance

As a safety measure, you should consider getting sick pay insurance from a reputable insurer. This can cover your bills during your illness.If you are self-employed with no sick pay, this can be an excellent form of financial security.This is probably not much if you’re presently ill and in need more disposable funding, but the point here is to plan ahead.

Awareness of Your Rights

Apart from sick pay, you may be legally entitled to other funding, such as disability benefits for particular chronic conditions. You should also look into legal compensation if you were hurt in an accident that was obviously somebody else’s fault. There are several lawyers out there who handle with such types of claims. This compensation can come in handy when you’re not working and can even help with your medication.

Online Income

If you’re not that ill and you can still use a phone or a computer, you can explore small ways of earning cash through the Internet.For instance, you can take online surveys for a fee, or if you can create graphics or write articles,there are also several freelance opportunities that require such skills.Thesesmall jobs can often be done at home in your time and aren’t even physically intensive.

Selling for Cash

You can scan through your clutter while you’re ill (as long as you’re not that sick to do this activity) and maybe find a few things that you can sell for a little spare cash.You may find valuable items that you can sell through sites that allow you to offer stuff to local folks – just make sure to set it for pick up so you don’t have to go anywhere. Any old furniture or old but functioning electronic devices can still fetch you a sum.Just look around and see what’s there, and be decisive.

Charities

If you’re dealing with serious financial issues, you can check if you are eligible to receive financial assistance from any local charity.There are so many charities that give help to people below a specific income level or those who are ill and do not get support elsewhere.If you’ve been holding back because of pride, it may be about to stop.